Once you are in personal debt, which is a necessary shortcoming to help grow ourselves, there are ways to get out of the debt faster.
There is no secret sauce to it, nor does a silver bullet exist (unless you win the lottery or you realize you have a large inheritance from a family member you didn't know existed). We are not trying to be facetious, more so, we are trying to be realistic with a situation that can be burdensome. But working through your debt sagaciously and using the following list as a starting point (or as a checklist to keep in your back pocket), can help ensure a stronger community once we are out of debt:
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